Yeah it's hard to generalize, but as someone who tries to live within our means - in good times people think you're cheap or not doing well, in bad times they think you're some privileged ass because you're not in debt or in trouble like they are.
Yep. Even if your basic needs are met, there’s always conspicuous consumption and lifestyle creep to eat into the remainder.
This is what is really dangerous about remote work to the status quo: if I take a SWE salary to a low CoL area, I don’t have the same pressure to burn through it like in a tech hub. I can live comfortably compared to my neighbours and still save. This gives big business far less leverage.