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> In from the UK and earn about a quarter as much and I could be unemployed for several years before I had to start caring.

Luckily you live in a still mostly civilized society, where you don't lose your health care when you lose your job, and you have a decent welfare program so you don't lose your house and can still eat.

We don't have that here. Also, in the Bay Area, $300K will barely get you by if you bought a house in the last five years.




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