Because those type of crime considered as crime of moral turpitude and it's way easy to throw you under a bus than to have anything to do with you, probably mostly social aspect of it, and hight risk of repetition. Even with name cleared, it's easier to just avoid
Edit: Don't usually wrap other people into this type of issues. But look at case of Justin Roiland, he was only charged, not even pre-trial and everyone from job to friends turned back on him (I don't judge he might or might not be guilty). But once you publicly accused you are guilty even if you proven innocent
Hold account sure, debit card, easy. Credit cards, loans or mortgage good luck getting. Actually murder or financial crimes, and many other types of crime is tolerable by banks
