Advice: Avoid paying via Zelle. At $Job, we are a long-time customer of one of the large banks which owns Zelle. Said bank told us to avoid paying for anything via Zelle, unless we had very clear & easy legal recourse in case of fraud. The did not quite say "Zelle is only a better payment solution if you are cheating people"...but they came fairly close.
You buy something online and pay with Zelle. Seller never ships it. You have zero recourse, there’s no chargebacks or anything like that, your money is gone. It’s the same as cash, and you should only use it with people you know. Same with Venmo, and cashapp
