My banking and bill paying is basically online only. It's not obligatory but it's far, far more convenient online.
Debit cards still exist but they are being phased out slowly in favor of NFC.
To board transport I can still use a card but recharging it is easier via an app than by standing in line at a machine where I'd have to pay with a card or cash.
At work we often communicate via group chats. It's quicker and less intrusive than phoning or emailing. I don't love it but I'm accustomed.
To pay taxes or fines to report to the city that a tree branch fell to consult my property tax info or medical records or to get an appointment for minor surgery - it's all easiest or only possible online.
Online means via app on phone generally. Most of us don't carry around anything more expensive than a 150 euro Chinese phone.
> My banking and bill paying is basically online only. It's not obligatory but it's far, far more convenient online.
So, not a necessity.
> Debit cards still exist but they are being phased out slowly in favor of NFC.
Not a necessity (and I expect by "phased out" you mean you see them less).
> To board transport I can still use a card but recharging it is easier via an app than by standing in line at a machine where I'd have to pay with a card or cash.
Not a necessity.
> At work we often communicate via group chats. It's quicker and less intrusive than phoning or emailing. I don't love it but I'm accustomed.
I assume you have a work device and this is during work hours? If so, not a necessity.
> To pay taxes or fines to report to the city that a tree branch fell to consult my property tax info or medical records or to get an appointment for minor surgery - it's all easiest or only possible online.
Easiest = not a necessity.
You've just detailed things that _you_ find more convenient to do on your phone and that you are able (and encouraged) to do. But not one of them appears to require a phone, or - outside of your specific job - even internet.
My banking and bill paying is basically online only. It's not obligatory but it's far, far more convenient online.
Debit cards still exist but they are being phased out slowly in favor of NFC.
To board transport I can still use a card but recharging it is easier via an app than by standing in line at a machine where I'd have to pay with a card or cash.
At work we often communicate via group chats. It's quicker and less intrusive than phoning or emailing. I don't love it but I'm accustomed.
To pay taxes or fines to report to the city that a tree branch fell to consult my property tax info or medical records or to get an appointment for minor surgery - it's all easiest or only possible online.
Online means via app on phone generally. Most of us don't carry around anything more expensive than a 150 euro Chinese phone.