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Hoarding may happen only in the growth phase. As soon as that becomes stagnant...people will stop hoarding them.

Yeah, that seems to be the trend. It's opening up more and more (thankfully!).

And isn't hoarding kind of a different word for saving money?

Well, I'm not saying the hoarding is necessarily a bad thing. I just mean that hoarding, yes, like saving, limits the available quantity of bitcoins. That raises the barrier to entry for many, many people, but as you pointed out that will deflate over time, hopefully.



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