> But it’s not the case for someone who has built wealth for themselves.
I used to think so untill I encountered:
"You young people don't know what it's like to work hard, I started with nothing and bought a house. You can't buy a house because you spend all your money on Avocado on toast."
Now I realise it's a polite way of saying 'you are an idiot'.
It's a mindset where you don't understand what life is like for the person you are trying to lecture. It doesn't matter if you are hostile or helpfull, it just means you don't understand the relevant problems.
You think avocado is relevant to house purchasing, you design benefits system for homeless people that asks for your address. You asks people how is it a problem that you need to file a lawsuit to get your money back - like who can't file a lawsuit. Or who doesnt have internet?
If you 'self-made' your wealth 20 years ago, you will have forgotten how it was, and times have changed. So it helps, but is not strictly relevant.
I don't know about Germany, but small claims courts (where this level of damages would belong) are really quite accessible. Hiring a lawyer for one is overkill.
If you can get to a public library, you have internet.
Not everything is an intractable problem, though I'll agree that avocado on toast is an unlikely reason to not be able to buy a house (though is a reasonable hyperbole for "bad financial planning", if rather insultingly dismissive).
I used to think so untill I encountered:
"You young people don't know what it's like to work hard, I started with nothing and bought a house. You can't buy a house because you spend all your money on Avocado on toast."
Now I realise it's a polite way of saying 'you are an idiot'.
It's a mindset where you don't understand what life is like for the person you are trying to lecture. It doesn't matter if you are hostile or helpfull, it just means you don't understand the relevant problems.
You think avocado is relevant to house purchasing, you design benefits system for homeless people that asks for your address. You asks people how is it a problem that you need to file a lawsuit to get your money back - like who can't file a lawsuit. Or who doesnt have internet?
If you 'self-made' your wealth 20 years ago, you will have forgotten how it was, and times have changed. So it helps, but is not strictly relevant.