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Morally speaking? Yeah, you should probably not use those banks if you care about the ramifications of money laundering.

Practically speaking? HSBC laundered $881 million in 2012 – but they had trillions of dollars of assets under custody. They may have to pay a big fine, but your ability to get at your money will not be impacted.

And even if you deposited your money into your account at "Money Laundering Bank N.A." where everyone but you was a specially designated national, you still have legal recourse to those funds backed by decades of case law. That same case law might help you if you keep money from a mixer in stablecoin that becomes frozen, but it's going to get way hairier.




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