Do you have any friends, hobbies, or sense of adventure? If not, then it'd be obvious to me what you're missing. I have no savings, no investments, no assets and very few possessions, no security of any kind, and just entered my thirties, no children, I rent, and make maybe around a similar amount. But I have a decent social life, a good relationship, There's not really anything I want right now that I can't access, except reliability of that income so I can apply it to more adventure, and time. I envy your no meetings setup, can't stand them. No debt would be nice too.