Apple doesn't allow it because App Store fees are key component of their business model. That's it.
The argument that people are too stupid to know how to properly use a computer is just a handy argument their marketing team uses because protecting little old ladies from evil hackers sounds better than the truth.
The argument that people are too stupid to know how to properly use a computer is just a handy argument their marketing team uses because protecting little old ladies from evil hackers sounds better than the truth.