For example, if I start my own micro-credit card using this service, I may have my own legal t&a, but I wonder if I need to include Column's as well?
If you comply with columns' t&c, your customers should be none the wiser.
I don't expect a SAAS app I pay for to show me the t&c of AWS and expect me to also comply with it.
For example, if I start my own micro-credit card using this service, I may have my own legal t&a, but I wonder if I need to include Column's as well?