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Taxes, healthcare, housing, nothing left. To get average to below average healthcare for my family of 5, I pay around $24k/year for coverage before I've paid any deductible (and the deductibles are all over $10K each). Housing cost is the same (considering deductibles) or more. Taxes take 20-something percent right of the top. How many 25+% hits can one take and have anything left?

With what is left we have to have utilities, food, clothing, etc. There isn't much left at the end of the month, most of what is left goes into retirement accounts that I cannot touch for many years.




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