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I think the focus on the ultra-rich misses the point a bit. My family had enough money that I have a safety net - I know if I royally messed up I'd still have a roof over my head. I think once I borrowed $6k from my dad and paid it back in a year. You don't need to be jealous of the super rich, "small $1m loan from my dad" folks, just knowing someones got your back vastly improves your ability to take on risk.

To be more explicit - a lot of these comments are complaining that they aren't born super rich, but it's not about capital, it's about ability to take on risk.



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