This makes it all the more reasonable to ask yourself, if you are in a position to not worry about health care costs due to such luck, shouldn't you take advantage of the opportunity you have to make a real difference in some larger way?
Maybe. I think if it makes you feel good then the answer is yes. I don't think there is any value in doing something that causes you stress or anxiety.
Also, there are others in the equation. The successful person might have family (spouse, children, parents) that will suffer depending on how the person spends there time or their money).