On average in the US, 1 in 2 bankruptcies are due to medical debt. I think it's disingenuous to include the "biggest costs of life" and omit what is arguably the largest for an american citizen.
3000 gross is more like 2-25 net depending on the state. I haven't been in many industries where an employer is going to be covering healthcare costs for an $18/hr employee. So for a family of 3, that's another $1,000 a month for insurance.
>" On average in the US, 1 in 2 bankruptcies are due to medical debt. I think it's disingenuous to include the "biggest costs of life" and omit what is arguably the largest for an american citizen."
If one's income is as low as the parent described, they would likely be eligible for Medicaid.
3000 gross is more like 2-25 net depending on the state. I haven't been in many industries where an employer is going to be covering healthcare costs for an $18/hr employee. So for a family of 3, that's another $1,000 a month for insurance.