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> So if I understand correctly, the benefits of Web 3 are largely payment related

And payment/finance/money is arguably the most important industry in any capital-oriented society and has a deep impact on the way people live. And for the vast majority of people, existing systems don’t work

How many people tell you that they love their bank or their credit card company?

We tend to build better versions of everything that’s disliked enough but somehow, we’ve decided that our banks and lenders will always be awful and corrupt and we should be okay with it.

Sure, you can make a better app for your bank, but the core will still be that same opaque black box.




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