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That's mine main contention.

PFOF price improvement might be hundredths of a cent (per-share) off of a 3-cent lit spread. But, if PFOF were banned and all that volume were lit instead, the lit spread might actually be 2 cents, so you'd be saving $0.005 in this universe compared to the one we live in.



>PFOF price improvement might be hundredths of a cent (per-share) off of a 3-cent lit spread. But, if PFOF were banned and all that volume were lit instead, the lit spread might actually be 2 cents, so you'd be saving $0.005 in this universe compared to the one we live in.

1. considering that retail volume dwarfs institutional volume[1]. Therefore I find it unlikely that there will be that much price improvement on lit exchanges.

2. part of the payment for order flow goes towards making trading free for retail traders. Even if I'm getting $0.005 better prices, that would be eaten up by the $5-$10 trade commissions I'd have to pay.

[1] https://markets.businessinsider.com/news/stocks/retail-inves...




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