This is extremely anti-competitive. In the old days, this was called "lock-in".
The reason it is wrong is the extreme power imbalance between you and the service provider. No matter how independent you are, or how much time you are willing to spend (another highly unequal resource), their ability to force others to use their system might also coerce you into using it as well.
The reason it is wrong is the extreme power imbalance between you and the service provider. No matter how independent you are, or how much time you are willing to spend (another highly unequal resource), their ability to force others to use their system might also coerce you into using it as well.
Once Apple/Intel/Microsoft normalize requiring TPM-verified https://en.wikipedia.org/wiki/Trusted_Platform_Module OS booting, this dark pattern will become even more oppressive.