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> "a tax deferred is a tax avoided"

Once you get into more complicated tax structuring then yes you can defer it for very long. The extent to which that very long becomes indefinite depends largely on the country's tax laws. Some are more open to the concept of handing down wealth through the generations than others.

Deferral opportunities are available to more normal people too. As per your rental example. Or self managed pensions in some countries etc. Or tax wrappers for stocks. Either people don't know enough or they've get their hands forced by paycheque to paycheque realities.

The only stuff really out of reach for normal people is genuine offshore stuff. The overheads on that are quite chunky so you need millions for it to make sense.



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