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> I saw some analysis a while back that said 2-3 story garden apartments

A big part of the "American dream" of homeownership (for me at least) is to not have any connected walls to anybody else (no condo, no apartment, no townhouse). I am going to guess a lot of people feel similar to me. 2-3 story garden apartments might be efficient, but I am willing to bet a lot of families selfishly want a single family home.



Then they will need to get used to driving 3 hours a day




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