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Why would you buy BTC at all in this scenario? If you are going to an exchange you can just buy fiat-XMR and XMR-fiat.

Deposit money to Binance, covert to XMR, withdraw XMR is well under 0.1% total in fees.



I wouldn't. As you mentioned, I would just find an exchange that supports fiat <-> XMR. I'm just responding to the top-level comment that specifically referred to Bitcoin as the preferred currency for these transactions.




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