Is ApplePay associated with endless scams like ICO, extremely problematic security requiring extreme experience to avoid theft, massive transfer fees, lack of usability, endless scams and massive spam advertising such scam everywhere?
Nobody is being close-minded. I think you're mixing up "X is often associated with Y" and "X sucks because of Y". I don't think anybody in this thread is making the latter point particularly strongly.
The fact is that many people have negative associations with crypto. Even if they're wrong, it's still going to be bad marketing for Signal.
Cash is widely used for nonscammy purposes and I had plenty of good contacts with it.
My sole contact with cryptocurrencies is endless spam in mailbox, endless scam attempts in communities that I moderate and information about ICO and other scams. And <s>investments</s> gambling. And very rare cases of cryptocurrencies being useful for something.
And repeated info about being utter failure for payments. For comparison cash/credit card payment is done within 20 seconds for cc and within minute for cash. Both at cost of below 0.01 $ for payment.
Not taking sides here, just to nitpick that payment settlement takes a lot longer than that with credit card. It's like calling a bitcoin transfer with 0 confirmations "done", and which case it's actually faster than credit cards.
And several other serious problems.