Dude, it's not a feature that someone who makes a trivial mistake in a banking application they don't fully understand can have all their money stolen with no recourse.
1) dont play with what you don't understand
2) dont expect others to make your decisions for you
3) dont expect authorities to bail you out when you mess up
This deference to authority to protect your money is exactly the world that bitcoin was made to avoid. It is exactly why your bank money is not in your control, and self-custodian bitcoin IS money you control.
It is a feature, it is desirable.
("But I can spend the money in the bank however I like..." Not quite. You are only allowed to do what the bank will let you do.)
Theft, Loss and Fraud are not good things, for sure, but their existence is not an excuse to ignore personal responsibility.