Ask HN: What’s Up with the Housing Market?

smt88 · on March 30, 2021

1. Insanely low interest rates

2. Low inventory due to recent urbanization trends (seems to be an issue worldwide)

3. A lot of disposable income among people who kept their jobs and stopped going out or traveling during the pandemic

4. Ongoing risk-taking by lenders, encouraged by their ability to sell loans to the federal government

yuppie_scum · on March 30, 2021

This is an excellent post but I’d also add stir craziness/reassessment of housing needs due to WFH

ratsmack · on March 30, 2021

>Ongoing risk-taking by lenders, encouraged by their ability to sell loans to the federal government

This insanity has to stop, but as long as we put up with the incestuous relationship between Wall Street and Government in general, I don't see it abating.