I interpret your response to suggest that taking risks comes with consequences and that most of the time those consequences are negative.
My question was meant to ask (in a round-about way) why collectively we don't subsidize risk-taking (especially when the risk-takers have a track record of producing neat things)?
Here are a few things I stopped to ponder about:
1. How important are visual representations for understanding reality? What about beautiful visual representations?
2. Why are so many pioneering minds left by society to struggle with mountains(ha) of debt?
(EDIT: Formatting)