On: It’s Time for Real Time Settlement

[dpayonk]

The market was designed as a system for human interaction. I think the atomic unit of time should be at the clock speed of humans. It increases the transaction cost, but in a more responsible, sustainable way imo.

[growse → dpayonk]

What's the benefit to me of increasing my pension provider's costs, therefore making me worse off in my retirement?

When we talk about "increased spreads" everyone pays the costs of that. What's the upside?