Interesting. You still need to download the ransomware file encryption program, which is something users aren't likely to have, and would quickly be detected everywhere once a few people report it. Normal compression programs have limits and wouldn't continue working after the user reboots etc.
Yes, but if the user is able to add exceptions to the anti-virus program, the malware would simply automate that.
Things like this are why popular operating systems are increasingly diverting control from the user to their vendor. And frankly I think it's impossible for those vendors to win the arms race TFA refers to.
Showing a pop-up isn’t a malware specific action and ransom delivery and decryption doesn’t need to be automated. Why wouldn’t an attacker be able to send the user the key and some instructions? And a lot of ransomware already just shows a Bitcoin address and a message telling the user to send money himself.