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>Interstate highway system, electrical grid, internet, etc. all fall very cleanly into that bucket

Insurance is another highly networked product that benefits from monopoly

The insurance companies of the 19th and 20th centuries were boons to society because their local buckets of money could be invested in local businesses and spent (practically as a donation) on advertising at the minor league baseball diamond or the church bulletin

The sooner we mitigate the loss of those good effects, the sooner We can benefit from the efficiency of insurance monopolies whose risk pools will be as large as is practicable rather than driven by historical accidents



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