As a counterpoint, Juspay's payments has always worked well for me, and the rotating logo personally inspires more trust than certain other wallet-cum-payment providers. I do all payments thru the web, and never on the phone, so that might apply.
I've also always had a flawless experience with Juspay payments, and their auto entering of OTPs is such a convenient feature! It baffles me why others haven't copied that yet.