I too don't need any of the features that cryptocurrency brings. However, cryptocurrencies are making substantial headway on solving the hardest class of problems that humans face: coordination problems. Common examples include the Tragedy of the Commons and collusion [1].
Vitalik has written some surprisingly approachable pieces on the various problems that cryptocurrencies face. It's not too much of a leap to see how these problems appear in non-cryptocurrency contexts. The value I see in cryptocurrencies is that they must develop robust/antifragile solutions to the coordination problems that have plagued society forever. Even if some problems can't be solved, then there are mental tools for making sense of what's going on.
Vitalik has written some surprisingly approachable pieces on the various problems that cryptocurrencies face. It's not too much of a leap to see how these problems appear in non-cryptocurrency contexts. The value I see in cryptocurrencies is that they must develop robust/antifragile solutions to the coordination problems that have plagued society forever. Even if some problems can't be solved, then there are mental tools for making sense of what's going on.
[1]: https://vitalik.ca/general/2019/04/03/collusion.html [2]: https://vitalik.ca/general/2020/08/20/trust.html