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While there may still be some votes to be counted and lawsuits to be settled, even without those, Biden has the most votes and electoral college people at the moment; even if the lawsuits are successful, they only cover a handful of votes, nowhere near the amount needed to flip the vote.

But, for betting purposes, I too would hold off with paying out until everything is properly finalized. What if one of the candidates suddenly keels or withdraws before the changeover? If the betting company has to reverse course, they could end up in court and end up paying tons.



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