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New housing is always for the richer. Those who want a deal go for older ones. However when there isn't enough construction those who are willing to pay for new go for used as well driving all costs up.

That said, housing can be profitably built cheaper, but why would any sane developer make a low price house when there is more profit in luxury housing. SF has refused to allow enough construction to meet demand, and this has resulted in only luxury being built.

Cities with less growth than SF are building more than SF, and as a result all housing is cheaper.



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