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> Unlimited data plans are totally worth it (particularly with visible where it’s only $25/month on party pay).

That's highly individual. I pay approximately that much with pay-per-GB data plan. Except now that I'm constantly home, I don't use the data, so my bills are lower.

> I don’t believe it’s possible to do the math once and no longer worry about it. Every time you call a ride it’s a purchase decision.

Same - it is an individual matter. I can definitely remember cases where I worried about not using something after I paid for it in advance and feeling bad (gym memberships immediately come to mind). Paying in advance makes every moment of your life into a "should I use the things I paid for now or later?" decision.




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