This is kind of related to the lean supply concept that's been waylaid by COVID-19. You think you can just pay for capacity when you need it, until it turns out everyone needs it at the same time. I can't imagine anyone who lives near wildfires in California not owning a car. Lots of people don't live near parks, or the parks are poorly maintained. A friend might lose their job and need a place to stay for a few months.
There are lots of what-if scenarios which are individually unlikely but cumulatively probable. If you have the resources, why not prepare for them?
There are lots of what-if scenarios which are individually unlikely but cumulatively probable. If you have the resources, why not prepare for them?