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As a 'payment processor' they are somewhat different because Stripe is more for business, PayPal for individuals and small business.

PayPal is considerably more 'interventionist' with sales, and they seek to protect buyers etc so it can be a huge problem sometimes.

Stripe is more of a classical processor.

Of course Stripe does not offer a user oriented alternative to the PayPal product.

PayPal has many undocumented processes which make it very challenging to deal with.



My experience with PayPal was they would at least let you appeal when a limit was hit or you were flagged by their system.

Stripe meanwhile bricked my account after misidentifying the category of business we were in, and refused to provide anything more than a form email when I reached out with documentation as to our SIC code and business practices.

We switched to a FirstData reseller ultimately and pay $0.05 per transaction plus 0.2% over interchange now, its the least I have ever paid for card processing and the money is in my account next day. Stripe used to take a week to process payouts, often longer for bank account payments.


I am surprised to hear that about Stripe. I have never had anything but a great experience dealing with their customer support.




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