Bank is worried scammers may be cruelly paying off people’s credit cards

[jaredwiener]

https://www.latimes.com/business/story/2020-07-21/column-questionable-credit-card-payments

[Bender]

From the article, he paid off his card using an existing payment method from his bank account. There should be no need for suspicion.

Probably more likely, the credit agency is concerned they are losing all that delicious interest. The concept of credit cards needs to be deprecated.