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Apple has subsequently announced and demo'd a platform authenticator for Macs and iPhones, like the one on a Pixel (the flagship Android phone).

So then you don't need the token because the platform (ie your phone) does the multi-factor authentication itself. In this case you touch a fingerprint reader. I can hold my phone in a way where my right index finger naturally is placed to do this so it feels pretty convenient.

Again, not on iPhones today but it has been demo'd and does already exist on Android.




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