Yes, it’s not uncommon to have do-nothing NPOs that associate themselves with a noble cause and then spend most of their funds on one or two people’s salaries and perks. This is why apps like Guidestar and Charity Navigator were invented.
The IRS doesn’t seem to give these orgs much scrutiny unless they’re egregiously bad or become a big news story.
Finland is probably too far the opposite direction, but the whole sector could use a lot more scrutiny over here.