It is natural to have winners. In time the winners come to dominate the system such that inequality becomes a bigger problem. A question to ask is how can we rebalance it? Shall we wait until there is social unrest or strife? Or shall we create methods to rebalance before this happens?
I would go open a business today which has a fairly good chance of being successful (there is a huge demand) but I don't have money neither the connections to get it. I know kids from rich folks who do nothing all day and sleep on their phones, waste cash on microtrans online. I wish, I had folks like that. I could take risks to start different ventures, afford moving out and getting necessary medical treatment, going to a good school, attending events, hire a personal trainer for improving communication skills, posture, public speaking, learning different languages, etc.
I can do some of them right now but it's learning on hard mode with increased worrying about everything else in life because you can't afford to lose. Years are lost on one loss while others with family capital gains or connections can afford to stand back up again immediately.
One thing is absurd is poor environment forces you to decide on poor life choices. So the claim that poverty and difficulty may make you stronger is dubious or based on survivorship/exception bias.
Poor people don't know how to manage their finances, search for valid information, not to fall for scams or make long term plans because they have been trained not to.
Yes so I believe what you describe is a situation where the winners are already dominating to the point that the average person does not have the resources to compete. And this is where we must find ways to measure just how sick the system has become so that we can determine that rebalancing is needed. Of course the winners who control the system will tell you that nothing is needed here. Just go on about your business. Haha