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> Why would my employer care what health insurance I get anyways,

Two reasons.

One is that it gives people pause before leaving for another job, as they might have to figure out new healthcare providers.

Second is that it gives larger employers the benefit of paying less for insurance, especially if their employee group consists of younger healthier white collar workers. It also helps them because businesses can pay for health insurance with pre tax dollars, which helps compete against small businesses that can’t afford to pay for health insurance for employees, whose employees have to pay for their own health insurance with after tax money.




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