All first world countries and many others with developed financial systems put laws in-place on their financial institutions (like banks) and all money transmitters. They are required to get specific licenses and one of the key parts of these various licenses is "Knowing Your Customer". The intent is to prevent money laundering. Essentially, governments regulate these financial institutions and require them to know who exactly they are dealing with (sometimes there is a minimum amount that is interesting for them, other governments require it for everyone regardless of value).
