I haven’t used checks routinely for the last 20 years in the states. I’m always really annoyed when some random niche activity requires it and can’t accept an online transfer. Then I have to go to the bank and get a temporary one.
Checks still have lower transaction fees for large amounts than most electronic forms do payment (cost: a postage stamp).
I was looking for electronic ways to send a substantial wad of money domestically once and almost all electronic transfer providers wanted a percentage.
Would be interested to know if there are any online services that can match the transaction fee of a check.
