They are not getting around anything. As explained this is the way it is intended: As long as you begin legal action before the deadline then indeed the statute of limitations does not apply at all (mileage may vary by jurisdiction).
A statute of limitations is not aimed at helping people wriggling out of paying what they owe (among other things). It is aimed at putting a reasonable time limit on taking legal action.
A statute of limitations is not aimed at helping people wriggling out of paying what they owe (among other things). It is aimed at putting a reasonable time limit on taking legal action.