> There are however official procedures for disputing/correcting errors in reporting and in my experience they do a pretty good job of validating everything (as that’s literally the business they’re in)
Anecdotally, I can't agree with this.
I'm six months in to trying to convince Equifax that I exist. Apparently they accidentally registered me as dead in their system, which has caused background checks on me, like when I registered my ABN, to fail. Turns out there are a number of government systems that have been outsourced to them.
They have twice manually intervened, and twice their automated processes have "corrected" their information and relisted me as deceased. And getting a manual intervention is a lot of complaints, and a lot of escalations.
Anecdotally, I can't agree with this.
I'm six months in to trying to convince Equifax that I exist. Apparently they accidentally registered me as dead in their system, which has caused background checks on me, like when I registered my ABN, to fail. Turns out there are a number of government systems that have been outsourced to them.
They have twice manually intervened, and twice their automated processes have "corrected" their information and relisted me as deceased. And getting a manual intervention is a lot of complaints, and a lot of escalations.