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I love how “employer paying half” of a so-called benefit has become the norm. I’m old enough to remember when health insurance was an actual full benefit that you didn’t have to pay for at all. It never even showed up on your paystub. No payroll deduction, no or low deductible, sometimes even no copay. You go to the doctor and walk out.

Now we’re paying from our paychecks, then paying again at the doctor, then getting billed, then waiting for the EOB from insurance, then taking hours a month to manually match up the EOBs with the bills to verify who to pay and how much. And then, MAYBE by the end of the year you reach your deductible and insurance starts actually paying.

They call this a benefit??



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