I upvoted you, because as cynical as your comment may be, I believe yours is the most rational approach.
I believe that in our lifetime we will see the western countries effectively barricade their borders. When an unannounced ship approaches with desperate human beings on board, fleeing the wars, we won't be even allowed to think about accepting them. The ships will be, not stopped and turned around, but torpedoed and sunk on sight. The corpses will be harvested for feed and fertiliser.
From that point onwards, in another couple of generations, there won't be any sanctuaries left. Not even for the richest. They will all have been overrun, pillaged and plundered.
My only consolation is that I am old enough to not necessarily witness all of it.
Try to get rich enough before the worst effects become widespread that you can buy your way out of some of it.