On: What Happens When You ACH a Dead Person?

[emiliobumachar]

Sorry if I'm out-of-date, but how do checks work online?

[falsedan → emiliobumachar]

Like, to pay for something remotely? I’ve emailed a picture of the check to sellers who refuse to use PayPal and then they use their bank’s online deposit system to drop it into their account (a couple of times for second-hand board games).

[emiliobumachar → falsedan]

Thanks for the reply. But, that sounded very unsecure. What happens if a third party cashes it first, you say you didn't share the picture, the merchant says they didn't share the picture?

[falsedan → emiliobumachar]

You’re stuffed, you’re supposed to only exchange the physical instrument so you’d be liable for fraud.