On: Equifax removed the $125 claim payout option after...

[bluedino]

Back when I was younger I bought about $1500 in furniture from Art Van on credit, and did not pay it all off within the 18 or 24 months

Then I got smashed with a HUGE interest charge, they charge you ALL of the interest from the 18/24 months at the end of that time if you have a blance

I buy $300 couches from the clearance center now, in cash.

[rubyskills → bluedino]

If you have the $300 in cash, why would you not put it on a credit card that earns you cash back or points?