This doesn't seem to hold up to scrutiny. Are you saying it's worse to double your salary but sacrifice a pension? How many years do people spend in the workforce? Usually 25 at least often 30 or more (say you start work at 21 and retire at 55, that would be 34 years). Life expectancy at 60 is around 25 years [1], actually 23 for USA, so people would be collecting pension about the same 30 years as they spent working. So unless your pension is equal to your salary, then doubling your salary is the better choice. Actually it's much better than that, because this money can be invested and you'll be gaining decades of interest on these savings.
And that doesn't even scratch the fact that pensions are subject to political changes and tax cuts. That pension could go away if politicians decide it's too expensive to pay out.
And that doesn't even scratch the fact that pensions are subject to political changes and tax cuts. That pension could go away if politicians decide it's too expensive to pay out.
1. https://www.helpage.org/global-agewatch/population-ageing-da...