You could - or could start without it. The code is really nothing special - relies on Plaid for processing payments and small dB to keep user profiles...
it’s done well though, so could certainly build it up if this model is what you are looking for.
I'm trying to wrap my mind around what the author means by saying the value would come "from leveraging data to eventually create a rental marketplace where users can find the perfect apartment to move into."
Seems to be a payment platform, where landlords would register their rentals (apartment info, rent amount, etc) in order to charge renters. The platform owners would then take that data and use it to build a rental listing site (like Airbnb but for long-term rentals).